Terms and Conditions for raviontela.sbs
Your use of raviontela.sbs is governed by these terms. Please read carefully to understand your rights and responsibilities when using our services.
Last updated October 3, 2025
Acceptance of Terms
By accessing or using this site, you agree to comply with our Terms and Conditions and all applicable regulations. If you do not agree, please discontinue use immediately.
Definitions
These definitions clarify key terms used throughout our Terms and Conditions for your understanding:
Service means our provision of guidance, consultations, and discussions on daily financial choices for individuals and families.
User or Client refers to any visitor or person seeking information or support from raviontela.sbs.
Personal Data describes information you provide or that is automatically collected about you during visits or interactions.
Content includes any materials, descriptions, or resources on our website.
Service Usage Guidelines
Our site and services are solely for informational and consultation purposes and not intended for speculative, high-risk, or commercial activity.
Eligibility
Only individuals who are at least 18 years of age or have legal capacity to contract in Canada are eligible to use our site or services.
Minors require parent or guardian consent.
User Responsibilities
By using our site, you agree to act lawfully, responsibly, and respectfully toward other users and raviontela.sbs staff.
Prohibited Uses
You may not use raviontela.sbs for any unlawful, harmful, or unauthorized purposes, including:
Intellectual Property Rights
All content, materials, and branding on this website are protected by copyright and other laws. You may not copy, reproduce, or distribute any part of the site without express written consent.
User Content
Information or feedback you provide remains yours, but by submitting to us, you grant a license to use it for service delivery and improvement.
Your Rights on User Content
You retain rights over your submissions, and may request removal by contacting us at any time.
Privacy Standards and Practice
Review our Privacy Policy for details on how your data is handled in accordance with Canadian law. By using the service, you consent to our privacy standards.
Privacy PolicyImportant Disclaimers
Our recommendations are for guidance only; ultimate decisions rest with you as the user.
Results May Vary
Our discussions are highly personalized, so experiences and outcomes differ for each individual. Past performance does not guarantee future results.
Limitation of Liability
raviontela.sbs is not liable for incidental, indirect, or consequential damages arising from use of the website or reliance on its content.
Indemnification
You agree to hold raviontela.sbs and its team harmless from third-party claims relating to your actions on the site.
Governing Law and Dispute Resolution
All disputes are governed by the laws of Canada and resolved in Canadian courts unless otherwise agreed.
Arbitration
Some disputes may be subject to arbitration by mutual agreement. Details provided upon request.
Arbitration is not mandatory but may be preferred in some circumstances.
Online Dispute Resolution
Canadian users may initiate dispute resolution through established government or industry channels.
Contact support for detailsSeverability
If one term is found unenforceable, the rest remain valid and binding.
Entire Agreement
These terms comprise the full agreement between you and raviontela.sbs regarding site and service use.
Applicable Law
Terms are interpreted by the law of the province where raviontela.sbs operates.
Termination
We reserve the right to end or deny access for violations of these terms.
Modifications
Policies or terms may change as necessary. Changes are effective when posted online.
Contact and Support Information
Questions about these terms? Contact us below for clarification.
Email Address: content@raviontela.sbs
Phone Number: +1-953-530-9799
Address: 1188 Union Avenue, Montreal, QC H3C 0A4 Canada
Effective Date: October 3, 2025
Version: 2.3